Thursday, February 9, 2012


Being a woman in today's world can be a challenging experience. With Femina Special by your side, you can breathe easy during your times of need and look forward to living a worry-free life.

Femina Special provides Personal Accident, female-related illnesses as well as crime protection benefits in a comprehensive plan. Femina Special also offers extensive coverage for female cancers and ATM cash withdrawal losses whilst rewarding mothers who deliver twins or more.

With affordable contribution rates and endless benefits, Femina Special is the easiest way to a fruitful life for you and your loved ones.

Benefits Sum Cover (RM)
1. Accidental Death 100,000
2. Permanent Disability 200,000
3. Compassionate Cash 2,000
4. Female Cancers 20,000
5. Death due to Maternity Complications 20,000
6. Facial Reconstructive Surgery or Dental Treatment due to Accident 10,000
7. Compassionate Cash due to Infertility arising from Accident 10,000
8. Hospital Confinement Allowance due to Accident 10,000 (100 per day)
9. Medical Expenses due to Accident 5,000
10. Skin Grafting due to Accident and/or Burns 5,000
11. Ambulance Fee 500
12. Kidnap & Abduction 30,000
13. Snatch Theft 1,000
14. Automated Teller Machine (ATM) Cash Withdrawal Protection 1,000
15. Compassionate Cash for Domestic Violence 500
16. Family Prosperity Bonus for delivery of twins or more 1,000

Contribution table
Age (years) *Yearly Contribution (RM)
18-40 265
41-60 485
61-70 485
* The contribution is inclusive of RM 10 stamp duty.
Surplus Sharing
At maturity, the surplus (if any) from the Fund will be shared between ETB and all eligible participants in the ratio of 50:50.
To be eligible, you must be a Malaysian Citizen or Permanent Resident of Malaysia, aged between 18 and 60 years.
Certificate renewal is applicable up to a maximum age of 70, subject to our satisfaction of your state of health.

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